If you have children or a spouse who needs you for support, you want to provide for them with everything you have. This is difficult, however, if you have a disability and cannot work. Many times those with dependants don’t apply for disability for fear that they won’t be able to provide for their families. Fortunately, those that you provide for can also receive disability benefits in some circumstances, helping you to keep your family afloat.
When you start receiving disability benefits, certain members of your family may also qualify for benefits on your record. Benefits may be paid to your:
- Current spouse
- Divorced spouse; if they are of a certain age and unmarried
- Children (unmarried and under 18), some exceptions are made for children in their first year of college
- disabled child under 18 or adult children disabled before age 22
Each of these family members may receive a monthly benefit of up to 50% of your own benefits. However, there is a cap on how much dependent family members receive, typically up to 180% of your benefit amount. For example, if you receive $500 a month for your disability, your family members can receive a total of $900 a month split between them, and only $250 per person.
This additional income can go a long way towards helping your family pay for necessary expenses such as childcare and bills for the whole family. Receiving these benefits, however, is much more difficult than receiving SSDI for yourself. The Social Security Administration is much more strict about giving benefits to the dependents of disabled people than they are for individual applicants. You will need to prove that your family requires these additional benefits for an extended period of time.
Working with a Social Security Disability attorney will help you figure out the best course of action for receiving dependant benefits form your SSDI income. Katherine Stone of Injury Florida Law Firm can help you navigate the legal landscape and get the benefits you need for your family. She has helped countless individuals in the Tampa area with their SSDI applications and appealing denials from the SSA. Contact Katherine at [email protected] or call the offices to schedule a consultation.